Personal Loans Blog - your source for personal loan tips and a little fun!

Pawn Shop 101: Understanding the Complexities of a High-Risk Loan

Posted September 24th, 2012 by Site Administrator - no comments

To many, pawn shops do not carry the sterling reputation of a typical money-lending institution such as a bank. Perhaps a dark, dirty store operated by shady characters comes to mind. In reality, most pawn shops are small family-owned businesses that are strictly regulated. Using a pawn shop loan as a quick source of cash [...]

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Leveraging Technology to Manage Your Debt

Posted September 11th, 2012 by Site Administrator - no comments

With more than 70 percent of 25 to 34 year olds using a smartphone, there is always room for new and useful apps. And what do many 25 to 34 years old need help with? Their debt problems. Fortunately, when it comes to money management apps there are a number of solutions, both new old, [...]

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What Every Student Must Know About Student Loans

Posted August 29th, 2012 by Site Administrator - 1 comment

By the early 2010s, about 12 million students were borrowing money to attend American higher education every year, with around 37 million active borrowers in the system. Estimates for student loan debt went as high as $1 trillion by 2011. By the beginning of 2012, the average student loan balance had risen to $24,301. For [...]

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Five Reasons to Avoid Payday Loans

Posted December 28th, 2011 by Site Administrator - no comments

There is no denying that in an emergency situation – when the electricity is about to be shut off or a car tire blows out – short-term payday loans can seem like an attractive solution if funds are tight. Borrowers only need a pay stub, proof of identity and a bank account to gain instant [...]

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Categories: Personal Loan Woes

10 Pitfalls of Getting a Loan from a Relative

Posted December 15th, 2011 by Site Administrator - no comments

Have you ever been in a position where cash is so tight that you need a loan to keep yourself afloat? You will probably be in such a place one day even if you have not been there already. When you do get there, you may be strongly tempted to borrow money from a relative [...]

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Categories: Advice

I Just Filed Bankruptcy, Now What?

Posted December 15th, 2011 by Site Administrator - no comments

Bankruptcy can be a helpless time in a consumer’s life. The stigma attached to bankruptcy is that you lose everything and cannot get credit for 10 or more years. The truth about bankruptcy is a little more consumer-friendly but still pretty intimidating. When you declare bankruptcy you work on a repayment program with the court [...]

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Categories: Debt Management

Using Personal Loans to Improve Your Credit

Posted October 1st, 2010 by PersonalLoans.org Staff - no comments

Many people (incorrectly) believe that being in debt is bad, no matter how much you owe or who you owe it to. The truth is that we can’t access and use credit to buy homes or cars without going into debt. In many cases, the problem is that consumers have simply taken on too much [...]

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Categories: Uncategorized

Five Great Reasons to Take Out a Personal Loan

Posted September 29th, 2010 by PersonalLoans.org Staff - no comments

Any time you borrow money, whether from a bank, a friend or family member, or a credit card, in effect you are borrowing from your future. You will have to pay the money back, in most cases with interest, so you should be sure you’re taking out the loan for the right reasons. You should [...]

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15 Fun & Bizarre Facts About Kanye West

Posted September 27th, 2010 by Site Administrator - no comments

Kanye West has had an interesting journey, starting with dropping out of college, then helping the careers of other famous artists (under Jay-Z’s label), and finally launching his own super-successful career. Here are a few things about Kanye that you may not know and that might just surprise you. EMBED THE IMAGE ABOVE ON YOUR [...]

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Categories: Uncategorized

Getting the Best Interest Rate

Posted September 25th, 2010 by PersonalLoans.org Staff - no comments

Getting a good interest rate on personal loans can be tricky. For starters, most people aren’t really sure what a good interest rate is, and they often place too much trust in loan officers. To get the best interest rate, you only need do a little research up front and then negotiate for the best [...]

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