Personal Loans
A personal loan is a great financial tool. It can help you consolidate debt, renovate your home, or even pay for college. Ready to explore if it's right for you? We've got everything you need, right here.
Check your personal loan rates
Answer a few questions in two minutes or less to see which personal loans you pre-qualify for. It's free and will not impact your credit score.
Editor's picks
What's new
-
Pros and cons of small dollar loans: What to know before applying
Know the pros and cons of small dollar loans before applying.
5 min read Apr 15, 2024 -
Pros and cons of home improvement loans: Are they worth it?
Home improvement loans are worth it if you budget and plan carefully for payments.
6 min read Apr 15, 2024 -
Low-income loans: Personal loans for a tight budget
Low-income loans exist but great rates are rarer.
6 min read Apr 15, 2024 -
How to get a debt consolidation loan with bad credit
If you plan to get a personal loan with poor credit, take these steps.
6 min read Apr 12, 2024 -
Common personal loan myths — and the actual facts you should know
Personal loans have grown in popularity. In these cities, you’ll find the best rates.
4 min read Apr 12, 2024 -
How to qualify for competitive rates on low-interest personal loans
Here’s how to qualify for a low-interest personal loan.
7 min read Apr 11, 2024 -
What is an unsecured loan?
These loans don’t require collateral and typically charge higher interest rates.
7 min read Apr 11, 2024 -
Should I use a personal loan to pay for my child’s private school?
Here’s when to use a personal loan to pay for private school
4 min read Apr 11, 2024 -
What is a good credit personal loan? And how do you qualify for one?
A credit score of 670 or higher means you’re likely eligible for a good credit loan.
7 min read Apr 11, 2024 -
What is the APR on a personal loan?
An APR is a snapshot of how much your personal loan will cost each year.
4 min read Apr 11, 2024
Related topics
Helpful links
Lender reviews
Featured Authors
Hannah has been editing for Bankrate since late 2022. They aim to provide the most up-to-date information to help people navigate the complexities of loans and make the best financial decisions.
Heidi Rivera is a personal finance writer and reporter for Bankrate. Her areas of expertise include personal loans, student loans and debt consolidation, in addition to data collection and analysis.
Hanneh Bareham has been a personal finance writer with Bankrate since 2020. She started out as a credit cards reporter before transitioning into the role of student loans reporter. She is now a writer on the loans team, further widening her scope across multiple forms of consumer lending.
Rhys Subitch is a Bankrate editor who leads an editorial team dedicated to developing educational content about personal loans products for every part of life.