Wrap Your Brain Around the Personal Loan Process

Posted January 28th, 2010 by stripes39 - no comments

The personal loan world can be confusing at times. Once you figure out the different between secured and unsecured personal loans, there are still plenty of other issues to deal with. A personal loan is different than, let’s say, a car loan or a home loan. As such, it’s a unique animal with its own [...]

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Top 5 Worst Reasons to Take a Personal Loan

Posted January 27th, 2010 by stripes39 - no comments

Sometimes, you need money. You need a lot of money, and you need to be able to pay it back over the long haul. If your credit is good enough, you can go to your local bank and take out a personal loan.
However, you should think long and hard before you do that. Make sure [...]

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Categories: Personal Loan Woes

Where To Get Personal Loans

Posted January 26th, 2010 by Michael Wassmer - no comments

So, you’ve decided that you don’t want to pay 25 percent interest anymore on your department store credit card. Good for you! You’re not stupid. Still, you may not be sure exactly where you can get a loan to do that. You might not own a house, so you can’t take out a home equity [...]

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Categories: Advice

Strategic Freeloading – How to Get Personal Loans from Friends and Family

Posted January 25th, 2010 by Michael Wassmer - no comments

Just because the bank doesn’t want to give you money doesn’t mean you don’t deserve it, right? After all, what’s a credit score but a dumb number used by imperialist fascist pigs (aka “the man”) to keep you down?
Then again, maybe you’ve just fallen on hard times. Maybe you’re just starting out, and haven’t built [...]

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Categories: Advice

Free Money Beats Personal Loans Every Time

Posted January 22nd, 2010 by Michael Wassmer - no comments

One of the most common reasons for taking out a personal loan are to make home repairs or improvements. For some, a personal loan is a great way to replace carpet, add on a room or finish a basement. What many people don’t know is that they may also qualify for home improvement or home [...]

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