Personal Loans
A personal loan is a great financial tool. It can help you consolidate debt, renovate your home, or even pay for college. Ready to explore if it's right for you? We've got everything you need, right here.
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Answer a few questions in two minutes or less to see which personal loans you pre-qualify for. It's free and will not impact your credit score.
Editor's picks
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The pros and cons of personal loans
Personal loans are a quick source of cash, but be careful how you use them.
7 min read Apr 24, 2024 -
Average credit score for personal loans
Before you get a personal loan, the lender will want to know what your credit score is.
6 min read Apr 24, 2024 -
Personal loan interest rates in 2024 | Facts and statistics
Interest rates are rising, so what does that mean for your finances?
7 min read Apr 24, 2024 -
What is the average personal loan interest rate?
Find out the average interest rates on personal loans by lender and credit rating.
3 min read Apr 24, 2024 -
How to qualify for competitive rates on low-interest personal loans
Here’s how to qualify for a low-interest personal loan.
7 min read Apr 19, 2024 -
How to manage your personal loan and save money
Making a plan to manage your loan will set you up for success.
5 min read Apr 19, 2024 -
Should I use a personal loan to pay for my child’s private school?
Here’s when to use a personal loan to pay for private school
4 min read Apr 19, 2024 -
Emergency loans: Everything you need to know
Some types of emergency loans come with sky-high fees and interest rates.
5 min read Apr 19, 2024 -
What is the APR on a personal loan?
An APR is a snapshot of how much your personal loan will cost each year.
4 min read Apr 19, 2024 -
What is a low-interest personal loan?
You’ll need excellent credit and good finances to qualify.
3 min read Apr 19, 2024
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Featured Authors
Hannah has been editing for Bankrate since late 2022. They aim to provide the most up-to-date information to help people navigate the complexities of loans and make the best financial decisions.
Heidi Rivera is a personal finance writer and reporter for Bankrate. Her areas of expertise include personal loans, student loans and debt consolidation, in addition to data collection and analysis.
Hanneh Bareham has been a personal finance writer with Bankrate since 2020. She started out as a credit cards reporter before transitioning into the role of student loans reporter. She is now a writer on the loans team, further widening her scope across multiple forms of consumer lending.
Rhys Subitch is a Bankrate editor who leads an editorial team dedicated to developing educational content about personal loans products for every part of life.