We have a friend who buys his cars with personal loans instead of auto loans. Granted, he buys used cars. Very used cars, sometimes. Still, we pointed out to him that the interest rate would be lower if he had purchased the cars with an auto loan through his credit union. That’s when we got [...]
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We all know that, even if we’re pretty damned sure she’s going to say yes, popping the question can be stressful. It needs to be done just right. Not only do you want the setting to be perfect to make it memorable for her (women dig that kind of stuff), but you want to make [...]
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Credit scores can be a confusing and intimidating number that directly influences a person’s financial stability. The higher a credit score is, the easier it is for a person to get a car loan, mortgage, credit cards, and other types of credit. There are many options available for consumers to reduce debt and increase credit [...]
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When it comes to credit, it often seems like there are two extremes. Some people seem to feel like you should use credit to get everything and anything you want, while others seem to feel that you shouldn’t ever buy anything unless you have the cash on hand. Most will make exceptions for a mortgage [...]
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Personal loans are very versatile little financial vehicles, when it comes right down to it. If your credit is every moderately acceptable, you can get a loan to buy just about anything your little heart desires, and as long as you’re able to make the payments, everybody’s happy. But there are some things you just [...]
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