Personal Loans
A personal loan is a great financial tool. It can help you consolidate debt, renovate your home, or even pay for college. Ready to explore if it's right for you? We've got everything you need, right here.
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Answer a few questions in two minutes or less to see which personal loans you pre-qualify for. It's free and will not impact your credit score.
Editor's picks
What's new
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Can you pay taxes with a personal loan?
You may be able to pay taxes with a loan, but you should find out if it’s the best option before doing so.
6 min read Apr 24, 2024 -
Personal loans for college students: Should you ever consider one?
If student loans don’t cover everything you need as a college student, a personal loan might be an option.
4 min read Apr 24, 2024 -
What is a signature loan and how does it work?
A signature loan can be the right kind of personal loan in several situations.
5 min read Apr 24, 2024 -
How the Federal Reserve impacts personal loans
The Federal Reserve raised interest rates several times. These interest rate changes are likely to affect the rates of personal loans.
4 min read Apr 24, 2024 -
The pros and cons of personal loans
Personal loans are a quick source of cash, but be careful how you use them.
7 min read Apr 24, 2024 -
Average credit score for personal loans
Before you get a personal loan, the lender will want to know what your credit score is.
6 min read Apr 24, 2024 -
Personal loan interest rates in 2024 | Facts and statistics
Interest rates are rising, so what does that mean for your finances?
7 min read Apr 24, 2024 -
What is the average personal loan interest rate?
Find out the average interest rates on personal loans by lender and credit rating.
3 min read Apr 24, 2024 -
How to qualify for competitive rates on low-interest personal loans
Here’s how to qualify for a low-interest personal loan.
7 min read Apr 19, 2024 -
How to manage your personal loan and save money
Making a plan to manage your loan will set you up for success.
5 min read Apr 19, 2024
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Featured Authors
Hannah has been editing for Bankrate since late 2022. They aim to provide the most up-to-date information to help people navigate the complexities of loans and make the best financial decisions.
Heidi Rivera is a personal finance writer and reporter for Bankrate. Her areas of expertise include personal loans, student loans and debt consolidation, in addition to data collection and analysis.
Hanneh Bareham has been a personal finance writer with Bankrate since 2020. She started out as a credit cards reporter before transitioning into the role of student loans reporter. She is now a writer on the loans team, further widening her scope across multiple forms of consumer lending.
Rhys Subitch is a Bankrate editor who leads an editorial team dedicated to developing educational content about personal loans products for every part of life.