Personal Loans
A personal loan is a great financial tool. It can help you consolidate debt, renovate your home, or even pay for college. Ready to explore if it's right for you? We've got everything you need, right here.
Check your personal loan rates
Answer a few questions in two minutes or less to see which personal loans you pre-qualify for. It's free and will not impact your credit score.
Editor's picks
What's new
-
How to finance a boat: 5 steps & where to find the best loans
Boats can be expensive, but there are some financing options if you don’t have cash to purchase one outright.
5 min read Apr 18, 2024 -
Should you get a personal loan to pay off credit card debt?
Taking on still more debt in pursuit of a goal can sometimes make sense. Here’s when.
6 min read Apr 18, 2024 -
Can you pay taxes with a personal loan?
You may be able to pay taxes with a loan, but you should find out if it’s the best option before doing so.
6 min read Apr 18, 2024 -
Personal loans for college students: Should you ever consider one?
If student loans don’t cover everything you need as a college student, a personal loan might be an option.
4 min read Apr 18, 2024 -
How the Federal Reserve impacts personal loans
The Federal Reserve raised interest rates several times. These interest rate changes are likely to affect the rates of personal loans.
4 min read Apr 18, 2024 -
Average credit score for personal loans
Before you get a personal loan, the lender will want to know what your credit score is.
6 min read Apr 18, 2024 -
Personal loan interest rates in 2024 | Facts and statistics
Interest rates are rising, so what does that mean for your finances?
7 min read Apr 18, 2024 -
Pros and cons of small dollar loans: What to know before applying
Know the pros and cons of small dollar loans before applying.
5 min read Apr 15, 2024 -
Pros and cons of home improvement loans: Are they worth it?
Home improvement loans are worth it if you budget and plan carefully for payments.
6 min read Apr 15, 2024 -
Low-income loans: Personal loans for a tight budget
Low-income loans exist but great rates are rarer.
6 min read Apr 15, 2024
Related topics
Helpful links
Lender reviews
Featured Authors
Hannah has been editing for Bankrate since late 2022. They aim to provide the most up-to-date information to help people navigate the complexities of loans and make the best financial decisions.
Heidi Rivera is a personal finance writer and reporter for Bankrate. Her areas of expertise include personal loans, student loans and debt consolidation, in addition to data collection and analysis.
Hanneh Bareham has been a personal finance writer with Bankrate since 2020. She started out as a credit cards reporter before transitioning into the role of student loans reporter. She is now a writer on the loans team, further widening her scope across multiple forms of consumer lending.
Rhys Subitch is a Bankrate editor who leads an editorial team dedicated to developing educational content about personal loans products for every part of life.