Personal Loans
A personal loan is a great financial tool. It can help you consolidate debt, renovate your home, or even pay for college. Ready to explore if it's right for you? We've got everything you need, right here.
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How to qualify for competitive rates on low-interest personal loans
Here’s how to qualify for a low-interest personal loan.
7 min read Mar 28, 2024 -
What is an unsecured loan?
These loans don’t require collateral and typically charge higher interest rates.
7 min read Mar 28, 2024 -
How to calculate interest on a loan: Tools to make it easy
Learn about types of interest and how to calculate how much interest you’ll pay.
7 min read Mar 28, 2024 -
Should I use a personal loan to pay for my child’s private school?
Here’s when to use a personal loan to pay for private school
4 min read Mar 28, 2024 -
What is the APR on a personal loan?
An APR is a snapshot of how much your personal loan will cost each year.
4 min read Mar 28, 2024 -
Payday loans vs. installment loans: One is a much better option
If you’ve got poor credit and need cash fast, here are safer ways to borrow.
5 min read Mar 28, 2024 -
What is a signature loan and how does it work?
A signature loan can be the right kind of personal loan in several situations.
5 min read Mar 28, 2024 -
How the Federal Reserve impacts personal loans
The Federal Reserve raised interest rates several times. These interest rate changes are likely to affect the rates of personal loans.
4 min read Mar 28, 2024 -
Types of credit-building products and how to use them
Different types of credit-building products available
5 min read Mar 25, 2024 -
Are people doing spring financial cleaning using personal loans in your state?
Spring is a time to shake off winter — and that includes tidying up finances.
3 min read Mar 25, 2024
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Featured Authors
Hannah has been editing for Bankrate since late 2022. They aim to provide the most up-to-date information to help people navigate the complexities of loans and make the best financial decisions.
Heidi Rivera is a personal finance writer and reporter for Bankrate. Her areas of expertise include personal loans, student loans and debt consolidation, in addition to data collection and analysis.
Hanneh Bareham has been a personal finance writer with Bankrate since 2020. She started out as a credit cards reporter before transitioning into the role of student loans reporter. She is now a writer on the loans team, further widening her scope across multiple forms of consumer lending.
Rhys Subitch is a Bankrate editor who leads an editorial team dedicated to developing educational content about personal loans products for every part of life.