Personal Loans Blog - your source for personal loan tips and a little fun!

Top 10 Worst Reasons to Take a Personal Loan

Posted February 26th, 2010 by PersonalLoans.org Staff

A personal loan from your local bank or credit union can be a good thing. It can help you make improvements to your home, or it can help you pay for college. You might take out a personal loan in order to consolidate some higher-interest credit card bills or other forms of credit. However, there […]

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Top 5 Signs Your Personal Loan is a Hoax

Posted February 25th, 2010 by PersonalLoans.org Staff

Banks have been offering personal loans for as long as there have been banks. It’s pretty much a staple product, right along with savings. Because people often need to borrow money, there are all sorts of personal loan products that have cropped up over the centuries, taking on a variety of forms. Mortgages, car loans […]

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Are Credit Union Personal Loans Better than Bank Loans?

Posted February 18th, 2010 by PersonalLoans.org Staff

One of the most common questions people have when looking for a personal loan is where they should get that loan. There are some obvious bad choices that should be avoided, such as Vito from down the street and, if at all possible, the payday lender across town. From there, though, the waters get a […]

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Categories: Loan Comparisons

Get Great Personal Loan Rates Using Collateral

Posted February 16th, 2010 by PersonalLoans.org Staff

Personal loan rates can be pretty high. A “signature loan” can charge as much in interest as a credit card does, if not more. You’ll also find that, in many cases, it can be a challenge to get a personal loan at all. Many folks, unless their credit rating is in one of the highest […]

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Categories: Advice

Where to Get Money to Start a Business

Posted February 12th, 2010 by PersonalLoans.org Staff

One of the most frequent problems faced by budding entrepreneurs is the question of where to get funding to start their business. Most of us don’t have the kinds of connections you’d need to get the kind of investment capital to start a huge company, and that’s just fine. You’re not out to rule the […]

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Categories: Advice

Fixed Rate Personal Loans Versus Credit Cards

Posted February 10th, 2010 by PersonalLoans.org Staff

Currently bad credit unsecured personal loans, if you can get one, are offering pretty decent interest rates. While they’re not the lowest rates in the present economic climate, an average of 12% to 18% is available on most personal loans. Remember that the 12% to 18% range is for well qualified borrowers. This means that […]

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Categories: Loan Comparisons

Secured Personal Loans

Posted February 9th, 2010 by PersonalLoans.org Staff

Many consumers are struggling with their credit now and may continue to do so in the foreseeable future. If you’re one of these, then most likely you have a poor credit score. If you have a poor credit score (below 620), it may be very difficult, if not impossible to get any type of loan […]

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Categories: Advice

Tips for Taking a Personal Loan

Posted February 8th, 2010 by PersonalLoans.org Staff

Personal loans can be wonderful for consolidating debt or for making a big purchase. Before you sign on the dotted line, however, there are some specific things you ought to take into consideration. Here are seven tips for taking out a personal loan: Shop around. It’s almost never a good idea just to take the […]

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Categories: Advice

When Taking a Personal Loan is a Dumb Idea

Posted February 5th, 2010 by PersonalLoans.org Staff

Personal loans can be a great way to consolidate higher-interest credit into a single payment with a better interest rate. They can also be a great way to get some money for college, or make certain kinds of purchase. There are also times when taking out a personal loan is just stupid. When you can’t […]

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Categories: Personal Loan Woes

Before You Borrow: A Second Look at Personal Loans

Posted February 4th, 2010 by PersonalLoans.org Staff

Some types of credit are good, and some are bad. Home loans, for example, are good. They give you a lot of money at a really low interest rate. Paying consistently on a home loan is a huge boon to your credit report and credit score, too. Car loans are good, too. Unless you’re buying […]

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Categories: Personal Loan Woes
 

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