Personal Loans Blog - your source for personal loan tips and a little fun!

Personal Loans in 2010

Posted February 4th, 2010 by PersonalLoans.org Staff

The New York Times reported that the Bank of America wrote off 33.7 billion in bad loans in 2009. This was more than double the amount of the 16.2 billion written off in 2008. It’s no surprise that in the 4th quarter 2009, Bank of America stopped offering personal loans. Bad Credit Loans They’re not […]

Read More →
Categories: News

Wrap Your Brain Around the Personal Loan Process

Posted January 28th, 2010 by PersonalLoans.org Staff

The personal loan world can be confusing at times. Once you figure out the different between secured and unsecured personal loans, there are still plenty of other issues to deal with. A personal loan is different than, let’s say, a car loan or a home loan. As such, it’s a unique animal with its own […]

Read More →

Top 5 Worst Reasons to Take a Personal Loan

Posted January 27th, 2010 by PersonalLoans.org Staff

Sometimes, you need money. You need a lot of money, and you need to be able to pay it back over the long haul. If your credit is good enough, you can go to your local bank and take out a personal loan. However, you should think long and hard before you do that. Make […]

Read More →
Categories: Personal Loan Woes

Where To Get Personal Loans

Posted January 26th, 2010 by PersonalLoans.org Staff

So, you’ve decided that you don’t want to pay 25 percent interest anymore on your department store credit card. Good for you! You’re not stupid. Still, you may not be sure exactly where you can get a loan to do that. You might not own a house, so you can’t take out a home equity […]

Read More →
Categories: Advice

Strategic Freeloading – How to Get Personal Loans from Friends and Family

Posted January 25th, 2010 by PersonalLoans.org Staff

Just because the bank doesn’t want to give you money doesn’t mean you don’t deserve it, right? After all, what’s a credit score but a dumb number used by imperialist fascist pigs (aka “the man”) to keep you down? Then again, maybe you’ve just fallen on hard times. Maybe you’re just starting out, and haven’t […]

Read More →
Categories: Advice

Free Money Beats Personal Loans Every Time

Posted January 22nd, 2010 by PersonalLoans.org Staff

One of the most common reasons for taking out a personal loan are to make home repairs or improvements. For some, a personal loan is a great way to replace carpet, add on a room or finish a basement. What many people don’t know is that they may also qualify for home improvement or home […]

Read More →

The Oldest Personal Loan Profession

Posted January 22nd, 2010 by PersonalLoans.org Staff

For more than three thousand years, people have been going into pawn shops to get rid of their old stuff or to get a personal loan in exchange for dropping their stuff off. That’s right. Three millenia. Pawn shops have been around longer than Christianity. When the Roman Empire was just a flicker in the […]

Read More →
Categories: Pawn Shops

Microfinance Provides Personal Loans for Working Girls

Posted January 21st, 2010 by PersonalLoans.org Staff

Get your mind out of the gutter, oh gentle reader. We’re not talking about ladies of the evening. No, these ladies work far harder and often face much worse conditions than your average street walker. We’re talking about women in small business. While it’s challenging enough in the United States to be a woman in […]

Read More →
Categories: News

Why You Can’t Get Out of Debt

Posted January 21st, 2010 by PersonalLoans.org Staff

The biggest problem with getting out of debt is that it just takes too darn long. Once you get paid, you like to buy the things you want, then the things you need, and then pay bills. It’s human nature to pay the minimum amount on a credit card, for example, so that we can […]

Read More →
Categories: Advice

Internet Loan Sharks: Person-to-Person Lending Online

Posted January 19th, 2010 by PersonalLoans.org Staff

For thousands of years, if you needed to borrow money from someone you tracked down a friend or relative and asked them for some cash. If you didn’t have a friend or relative that had money (most didn’t) you might go to a moneylender. A moneylender was very often considered the scum of the earth, […]

Read More →
Categories: Uncategorized
1...1011121314
 

© Copyright 2018 PersonalLoans.org All Rights Reserved