Personal Loans Blog - your source for personal loan tips and a little fun!

Free Credit Report Ads under Fire

Posted January 18th, 2010 by PersonalLoans.org Staff

If you’re like most folks, you can’t stand the jingles from those free credit report ads on TV and radio. However, if you’re like most folks, the reason you can’t stand them is that you can’t get them out of your head. It’s proven to be an effective, if annoying, marketing campaign, as the website […]

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Categories: Credit Score, News

Death of the Personal Check

Posted January 15th, 2010 by PersonalLoans.org Staff

Are you one of those people who still uses checks? Maybe you like to write a check at the grocery store. If so, maybe you wait until the cashier gives you the total for your order before you even open your purse to pull out your checkbook. Well, there’s good news for the rest of […]

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Categories: Uncategorized

Are Credit Reports Hurting Your Employment Odds?

Posted January 14th, 2010 by PersonalLoans.org Staff

As the economy struggles to come back around, many folks are struggling to make ends meet. Many people are desperately looking  to find work, a process that can be even more complicated by a bruised credit report. While not every company uses a credit report as part of the hiring process, many companies still do […]

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Categories: Credit Score

Good News in Consumer Credit World

Posted January 14th, 2010 by PersonalLoans.org Staff

The latest news in the area of consumer credit is good news. While consumer credit declined in October for the ninth month in a row, the drop was much less than what most of the experts anticipated that it would be. In fact, many experts believed that consumer credit would fall nearly $10 billion in […]

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Categories: News

Are You Paying Off the Wrong Debt?

Posted January 13th, 2010 by PersonalLoans.org Staff

Some statistics suggest that consumers are paying off a record amount of debt right now. While on the surface that may sound like a good thing, it may not be the case. In part, the reason debt is being paid off may have more to do with banks tightening their controls than it does families […]

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Categories: Advice

Debt Management for College Grads

Posted December 17th, 2009 by PersonalLoans.org Staff

Recent college grads are faced with an important decision right now. Last June, a measure was passed to provide an automatic deferment of six months on student loans. In times of economic crisis, these students are finding themselves deeper and deeper in debt, and often struggling to find a job. The unemployment rate for recent […]

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Categories: Debt Management

Personal Loans for Home Improvement

Posted December 14th, 2009 by PersonalLoans.org Staff

In today’s economic environment, finding the cash to do some repairs around the house or to add a room can be something of a struggle. Even if you’re doing all right financially, chances are you don’t have a sizable chunk of cash to spend on major repairs or home improvements. That’s why folks are turning […]

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Conquer Credit Card Fees

Posted December 10th, 2009 by PersonalLoans.org Staff

While there is talk in Washington of trying to create new regulations about exactly how much credit card companies can charge you in interest fees, the fact remains that some credit card companies just seem out to get their customers in trouble. The interest rate on some credit cards, especially if you miss a payment, […]

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Categories: Credit Card Fees

Bank of America Shuts Out Personal Loan Customers

Posted December 7th, 2009 by PersonalLoans.org Staff -

It was announced this fall that Bank of America, one of the largest creditors in the nation, will stop offering any unsecured personal bank loans as of October 31, 2009. Bank of America has, along with several other lenders, been one of the primary sources of personal loans for people with less than stellar credit. […]

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Categories: Personal Loan Woes

How Personal Loans Can Kill Debt

Posted December 1st, 2009 by PersonalLoans.org Staff -

One of the most controversial areas in financial planning is the concept of debt consolidation loans. The idea behind a debt consolidation loan is that you take your high-interest debt, which is usually debt from credit cards or from retail accounts, and you put it into a single loan with better terms and a lower […]

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Categories: Advice
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