Personal Loans Blog - your source for personal loan tips and a little fun!

Lies Personal Lenders Tell You

Posted June 4th, 2010 by PersonalLoans.org Staff

If you’ve spent any amount of time looking for credit, whether it’s a credit card, personal loan or a home loan, chances are you’ve been lied to. Well, OK. Maybe you haven’t been lied to directly, but you’ve certainly heard some claims that exaggerate the benefits of a given product. You need to be careful […]

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Why it’s Better to Pay Cash

Posted June 2nd, 2010 by PersonalLoans.org Staff

So, you’ve finally arrived. You’re at the point in life where you actually qualify for (and can afford) credit. Your score is over 700, and you’re rocking. Everywhere you turn, someone offers you a credit card or a personal loan, and you’re more than willing to say “yes, please!” Still, there are compelling reasons why […]

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Personal Loans to Help Your Home

Posted May 31st, 2010 by PersonalLoans.org Staff

When it comes to remodeling or improving your home, you have a few options. Obviously, you can pay cash for such improvements if you have it. If you don’t have it, however, there are a couple of different personal loan types that are specifically designed for improving your home: home equity loans and home equity […]

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51 Blogs to Help You Better Understand How to Budget

Posted May 28th, 2010 by PersonalLoans.org Staff -

Understanding how to build a proper budget is an area where many people could use some help and guidance. Some people do not like the idea of having a budget; however, drawing up a realistic budget can not only help ensure that financial obligations are met, but it can also help a person reach their […]

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Categories: Advice

Getting Personal Loans when You’re Self-Employed

Posted May 28th, 2010 by PersonalLoans.org Staff

One of the more frustrating things about being self-employed is that it can be hard to get people to believe you when you tell them you make a certain amount of money. Without some third-party verification, most banks are loathe to give you a personal loan, no matter how much money you claim to make. […]

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Getting the Best Personal Loan Rates

Posted May 26th, 2010 by PersonalLoans.org Staff

If you’re in the market for a personal loan, the temptation can be to just go with whatever your first offer is. You walk into your local bank or credit union, apply for the personal loan, and sign on the dotted line, crossing your fingers that you’re getting a decent rate. This is a pretty […]

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Categories: Advice, Credit Score

Another Look at Your FICO Credit Score

Posted May 24th, 2010 by PersonalLoans.org Staff

In addition to getting your free annual credit report, it’s worth getting your FICO credit score from time to time as well. You have to pay to get the score, but the fee you’re going to pay is typically going to be in the area of $10 to $20. Your credit score tells a lot […]

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Categories: Advice, Credit Score

Personal Loan Land Mines

Posted May 21st, 2010 by PersonalLoans.org Staff

Like other kinds of credit, personal loans can be a mixed bag. They’re not quite like a home loan, which is almost always good because it gives you a lot of money at a low rate of interest. Personal loans can be a good thing, but they can also be a bad thing. There are […]

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Unlikely Sources for Personal Loans

Posted May 19th, 2010 by PersonalLoans.org Staff

If you’re like most folks, you probably need a little bit of financial help from time to time. It might be that you’re struggling after a layoff, and looking at the end of your unemployment benefits. It could be that you’re changing jobs, and you’ve got a gap in between the time you get paid […]

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Categories: Advice

45 Blogs that Explain How Different Types of Loans Work

Posted May 17th, 2010 by PersonalLoans.org Staff -

There are so many different types of loans out there it is hard to keep up with them let alone all the technical “fine print”. If you do not have the correct information you can get charged a higher interest rate then you are eligible for.  Over the course of years even a 1% difference […]

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Categories: Advice
 

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