Personal Loans Blog - your source for personal loan tips and a little fun!

How to Pay $500,000 for College

Posted May 14th, 2010 by PersonalLoans.org Staff

Now, we all know that college is getting more and more expensive. You can expect to pay as much as $50,000 per year at the more prestigious universities around the country. For a simple bachelor’s degree, that adds up to $200,000. While most folks are able to get some form of financial aid, the fact […]

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Categories: Advice

Is Cosigning a Personal Loan Wise?

Posted May 12th, 2010 by PersonalLoans.org Staff

One of the most common ways for someone with imperfect credit to be able to get a personal loan is by having a family member or friend cosign. When you cosign a personal loan, you are making a promise to the lender that, if the other borrower doesn’t make the loan payments, you will be […]

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Categories: Advice

Personal Finance, Starting a Business and Your Spouse

Posted May 10th, 2010 by PersonalLoans.org Staff

It’s ironic, but it’s also very common. Often, when one spouse starts a small business, the personal finances wind up taking a back seat. The business person is out there taking out personal loans and maxing out credit cards in order to get things off the ground, and the spouse is at home with the […]

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Categories: Advice

Get Around the Bank with Peer to Peer Lending

Posted May 3rd, 2010 by PersonalLoans.org Staff

Banks can be frustrating. With the severe amount of regulation and policy involved in taking out a simple personal loan, you can feel overwhelmed. Add to that the fact that having someone comb through your financial information right in front of you can be embarrassing and akin to having a complete physical, and it’s no […]

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Categories: Advice

How Credit Scores Work

Posted April 30th, 2010 by PersonalLoans.org Staff

Chances are pretty good you’ve seen, heard or read an advertisement recently telling you that you need to know your credit score. If you’ve applied for a mortgage, a car loan or a personal loan, you’ve probably been told that your credit score was within a certain range, which qualified you for a certain rate […]

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Categories: Advice, Credit Score

Is It a Good Idea to Get a Family Loan?

Posted April 29th, 2010 by PersonalLoans.org Staff

One of the alternatives that usually comes to the fore as an option when you’re considering a personal loan is the idea of borrowing from a family member. The benefits to borrowing from a family member may seem to be obvious, at least at first. There is the whole issue of reduced hassle, not to […]

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Categories: Advice

Theater Owners Set to Raise Movie Prices

Posted April 28th, 2010 by PersonalLoans.org Staff

Unless you’ve been hiding under a rock for the past several decades, you’ve probably noticed that the cost for a movie ticket has risen dramatically over the past few years. (Then again, maybe you’re Amish. Or just don’t like movies.) In any case, it’s almost gotten to the place where taking a family of 5 […]

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Categories: News

When You’re Stuck in Personal Loan Hell

Posted April 26th, 2010 by PersonalLoans.org Staff

Personal loans can be useful for a great number of purposes. You might be able to use a personal loan to make an important purchase, pay for a vacation, help a child pay their tuition for college, or even consolidate higher-interest debt like credit cards. Personal loans can sometimes be a real blessing. At other […]

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How to Get Out Of Debt Fast

Posted April 23rd, 2010 by PersonalLoans.org Staff

There are all sorts of folks out there who want to tell you how to get out of debt, and how to do it fast. Some of them want you to declare bankruptcy. Some of them want you to use their credit counseling or credit repair service. Some of them want to tell you that […]

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Types of Personal Loans for your Small Business

Posted April 16th, 2010 by PersonalLoans.org Staff

One of the most frustrating things about starting a small business can be getting together those initial funds. You need a certain amount of money to get off the ground. Even if you’re starting a service business of some sort rather than a retail or manufacturing business, you need some money to get going with […]

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Categories: Advice
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