Personal Loans
A personal loan is a great financial tool. It can help you consolidate debt, renovate your home, or even pay for college. Ready to explore if it's right for you? We've got everything you need, right here.
Editor's picks
What's new
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Why did my credit score drop after paying off debt?
Many factors determine credit scores. Here’s what can bite into yours.
8 min read May 07, 2024 -
How to get out of a title loan: 5 legal title loan loopholes
There are five main ways to get out of a car title loan.
5 min read May 03, 2024 -
Direct deposit loans: 7 alternative loans with fast funding times
Direct deposit loans can cost a lot of money in the long run, so here are nine alternatives with fast funding times.
6 min read May 03, 2024 -
How to get a $40,000 personal loan: Your best options in 2024
Make sure you get the right lender for a $40,000 loan.
5 min read May 03, 2024 -
Can you get emergency loans with no job? Yes — here’s how
Employment isn’t the only income source considered by lenders.
3 min read May 03, 2024 -
How to qualify for competitive rates on low-interest personal loans
Here’s how to qualify for a low-interest personal loan.
7 min read May 03, 2024 -
How to calculate interest on a loan: Tools to make it easy
Learn about types of interest and how to calculate how much interest you’ll pay.
6 min read May 03, 2024 -
Should I use a personal loan to pay for my child’s private school?
Here’s when to use a personal loan to pay for private school
4 min read May 03, 2024 -
What is a low-interest personal loan?
You’ll need excellent credit and good finances to qualify.
4 min read May 03, 2024 -
Payday loans vs. installment loans: One is a much better option
If you’ve got poor credit and need cash fast, here are safer ways to borrow.
5 min read May 03, 2024
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Featured Authors
Hannah has been editing for Bankrate since late 2022. They aim to provide the most up-to-date information to help people navigate the complexities of loans and make the best financial decisions.
Heidi Rivera is a personal finance writer and reporter for Bankrate. Her areas of expertise include personal loans, student loans and debt consolidation, in addition to data collection and analysis.
Hanneh Bareham, a Certified Financial Education Instructor℠, has been a personal finance writer with Bankrate since 2020.
Rhys Subitch is a Bankrate editor who leads an editorial team dedicated to developing educational content about personal loans products for every part of life.